Lower your student loan payments and plan for the future.

We help you get to closing by helping you manage your student loan repayment plan. In certain cases, we can even provide support to your lender underwriter so they will know the actual payment to utilize for your home loan qualification.

We employ simple, safe, and legal practices to reduce your student loan payment to increase your chances of getting approved for a mortgage.

We can’t promise you can close on a home immediately, but we help you build a plan. Modifying your student loan repayment plan could improve your DTI and increase your chances of approval.

On average, we can help you adjust your payment within 21 days.

Click the button, answer a few simple questions and upload your student loan information to get a FREE preliminary analysis. Once you purchase, you speak to a loan advisor and enroll your paperwork. If you have any questions about signing up, please take advantage of our Live Chat feature by hitting the chat icon at the bottom right hand side of the website.

Yes, in our concierge plan, we can address loan officer questions on how to use your new lower payment to increase how much home you can purchase.

LoanSense helps with both federal and private student loans. LoanSense takes care of all the paperwork for federal loans to help you qualify for the best income-driven plans to lower your payments and access forgiveness options. We understand mortgage qualification and can help you navigate your student loans to buy a home. For private loans, LoanSense offers a refinancing solution through Campus Door, which has some great benefits, including:

A simple and quick process

Fixed rates starting as low as 6.25%, plus a 0.25% discount if you set up automatic payments

Flexible repayment terms of 5, 10, 15, or 20 years

The chance to release a cosigner after 24 on-time monthly payments (if applicable)

The ability to refinance private, federal, and Parent PLUS loans up to $200,000

Important: LoanSense only recommends refinancing private student loans because doing so could affect your eligibility for federal loan forgiveness. But don’t worry! Your assigned advisor will help you create a plan to manage each type of student loan. Refinancing options are subject to Campus Door's terms and conditions.